Military Pay Calculator
2025 DoD Pay Tables · All Branches · Active & Reserve
Duty Status
Reserve pay shown as drill pay — 4 drills/weekend, 12 weekends + 15-day Annual Training. BAH/BAS apply on orders only.
Rank Category
Pay Grade & Rank
Years of Service
Duty Station (for BAH)
Filing & Dependency
Est. Monthly Drill Pay
$511
$6,129/year
Gross Monthly
$5,122
$6,637/year
Equivalent Civilian Salary
$6,637
A civilian needs this gross salary to match your take-home
Eff. Tax Rate
7.6%
Reserve / Guard Annual Pay Breakdown
Drill Pay (48 drills · 12 weekends)
$5,057
Annual Training Pay (15 days)
$1,580
Total Reserve Pay / Year
$6,637
Drill Pay Per Weekend (4 drills)
$421
BAH and BAS are not included for reservists unless called to active duty orders ≥ 30 days. State active duty or mobilization orders may entitle full BAH/BAS.
Monthly Pay Components
E-5 · 4 YOS · Fort Liberty (Bragg) / Fayetteville, NC
Basic Pay (Base Pay)
Varies by grade and years of service
$3,161
Gross Monthly
$5,122
Tax Breakdown
Federal Income Tax
−$0/mo
FICA (Soc. Security 6.2% + Medicare 1.45%)
−$42/mo
Est. Take-Home Monthly
$511
Annual Summary
Gross Annual
$6,637
Take-Home
$6,129
Tax-Free Allow.
$23,535
Taxes Paid
$508
Understanding Your Allowances
BAH — Housing
$1,488/mo · Tax-Free
Covers off-base housing costs. Rates are set by ZIP code of duty station and updated annually. Higher in expensive metros like San Diego & DC.
BAS — Food
$473/mo · Tax-Free
Basic Allowance for Subsistence covers food costs. Enlisted: $473.22 · Officer: $326.14 (2025 rates, adjusted annually to food-at-home CPI).
Estimates based on 2025 DoD pay tables. Does not include state taxes, TSP contributions, SGLI premiums, or other deductions. Verify at mypay.dfas.mil or your unit finance office.
How Reserve & Guard Drill Pay Works
Drill pay equals 1/30th of monthly base pay per drill period. A standard drill weekend includes 4 drill periods (2 per day). Annual Training (AT) adds 14 days of active duty pay per year.
2025 Drill Pay Examples (Per Weekend)
| Rank | Per Drill | Per Weekend | Annual (48 drills) |
|---|---|---|---|
| E-4 (4 yrs) | $96 | $383 | $4,596 |
| E-5 (6 yrs) | $119 | $476 | $5,712 |
| E-7 (12 yrs) | $168 | $672 | $8,064 |
| O-3 (6 yrs) | $296 | $1,184 | $14,208 |